Guide

The 8% holiday pay component in a New Zealand final pay

Updated

The 8% is the single most misunderstood line in a New Zealand final pay, because people assume it replaces their unused annual holidays. Usually it is paid as well as them.

Two separate payments, not one

Employment New Zealand sets out both. Employees must be paid for any remaining annual holidays they are entitled to, as if the leave were taken at the end of employment, at whichever rate is higher of ordinary weekly pay or average weekly earnings. Employees will also get payment of 8% of their gross earnings since their last anniversary date, including other payments made in their final pay, minus any amount already paid for annual holidays taken in advance or on a pay-as-you-go basis (Employment NZ: final pay).

The logic is simple once you see it. The weeks you are entitled to cover the completed years. The 8% covers the part-year you worked since your last anniversary, during which you were accruing but not yet entitled.

If you never reached 12 months

Employment New Zealand states that where an employee has not yet become entitled to annual holidays, the employer must pay 8% of their total before-tax earnings from the time they started the job, less any amount already paid for annual holidays taken in advance or on a pay-as-you-go basis (Employment NZ: managing annual holidays). There is no week-based entitlement to pay out, because entitlement begins at 12 months of continuous employment.

Which payment applies to you
Your situationUnused annual holiday weeks8% component
Under 12 months' continuous employmentNone to pay out8% of gross earnings since you started
12 months or more, some entitled weeks unusedPaid at the greater of ordinary weekly pay or average weekly earnings8% of gross earnings since your last anniversary
12 months or more, all entitled leave takenNothing left to pay out8% of gross earnings since your last anniversary
Paid holiday pay as you go all alongNone, if the pay-as-you-go arrangement was lawful8% reduced by what you were already paid

Pay-as-you-go is only lawful in two situations

Employment New Zealand states that an employer can agree to pay 8% of gross pay instead of providing annual holidays only where the employee has a fixed-term contract of less than 12 months, or works so irregularly that it is impossible in practice to provide four weeks' annual holidays in the normal way (Employment NZ). If neither applied to you and your payslips show pay-as-you-go holiday pay, that is worth raising.

What counts as gross earnings

Gross earnings for holiday calculations include salary and wages, allowances other than reimbursing allowances, all overtime, piece rates, most commissions and bonuses, payment for annual, public and alternative holidays, payment for sick, bereavement and family violence leave, the cash value of board and lodgings, and the first week of ACC compensation payable by the employer. They exclude reimbursements, weekly ACC compensation the employer does not pay, and true discretionary payments (Employment NZ: calculating holiday and leave pay).

Employment New Zealand adds that true discretionary payments are rare, and that a payment is not discretionary just because the agreement calls it that. If a bonus scheme binds your employer to pay when targets are met, it counts, even if the amount could be zero.

Questions, answered directly

Do I get 8% as well as my unused annual leave?

Usually yes. Employment New Zealand says entitled but unused annual holidays are paid at the greater of ordinary weekly pay or average weekly earnings, and that employees will also get 8% of gross earnings since their last anniversary date, less any holiday pay already received.

What if I leave after 8 months?

You have no week-based entitlement, because that begins at 12 months. Your annual holiday payment is 8% of your total before-tax earnings since you started, less anything already paid for leave taken in advance or on a pay-as-you-go basis.

Leaving a job? Check the number before you sign anything.

Wages, notice, unused holidays and the 8%, itemised in under a minute.

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